What To Do If You Get A Nasty Letter or Phone Call From:
Avance Group Debt Collectors

Avance
Debt Collectors is a debt purchasing company/debt collecting company
listed in the site of DBSG
(The Debt Buyers and Sellers Group) and/or mentioned in consumer finance
forms. They have a legitimate function as debt collections, but there
is some indication that some such companies (not necessarily Avance
Debt Collectors), and especially the debt purchasing element, go a bit
too far sometimes and can make people's lives a misery when those same
people are at their most vulnerable. We do not suggest that they are
acting outside the law, but getting that letter or phone call is not
exactly helpful to you right now.
So the first thing
you must do if Avance Debt Collectors are bothering you is not
to panic or despair. That's just what they want! They'd love
you to call their number and speak to their specially trained sales
team for 'advice'. But once you do that you'll be suggestible to whatever
they tell you, instead of getting independent advice. While we always
say that you should keep an open dialogue with debt collectors, we would
recommend that you do so in writing only. This will prevent them 'railroading'
you into any action which is not in your best interests, as they so
love talking people into doing things on the spur of the moment. Of
course, they are only doing their job, but that's hardly a consolation
for you in the present situation.
There are several
courses that are open to you, and some will suit your own situation
better than others. You could use one of these, or even all of them
if they are appropriate to your own circumstances.
But first of all,
a warning: we DON'T recommend taking out a so-called 'consolidation
loan', or at least think carefully if you are offered one. These are
fine in some cases, and they look quite rosy in the short term, but
they can easily get you in more difficulty than before; after all, this
is more debt. Where would you be with this a few years
down the line?
A more sensible
option, we would suggest, is a debt management plan or even an IVA -
which is designed to actually write off a large chunk of your unsecured
debt. But you would need to take advice on this and look at your income
and expenditure in detail. This option won't suit everyone. There's
more on this below.
For a longer term
loan you could apply for a 'logbook loan' which many
people find a very handy option. It is actually a loan secured on your
car, except you get to keep the car and keep the cash as well! That's
why some people find it such a good idea, as it unlocks the equity in
your vehicle without taking away your means of transport (there's no
need to sell the car). To apply
for a logbook loan click here.
Yet another option
is a no credit-check guarantor loan. This is especially
useful because your own credit rating is not looked at; you must find
someone else willing to act as a guarantor for you such as a friend
or family member. This is an ideal solution if you're at the stage where
your credit profile has been downgraded by recent events, etc. So click
the following link for Unsecured
Loans that don't need you to be credit checked.
If you wanted to
try a debt management plan, then we provide a whole-of-market service,
with a number of debt management experts on our panel. So whatever your
circumstances, your application will find the plan for you, meaning
the optimum outcome for your situation. It also means
there are no minimum requirements for debt levels or income.
NOTE: If you have
at least two accounts in debt, and total debts of £2,000 or more,
enter your details below to see if you qualify. (But if you owe less
than this, or are on state benefits, then use this
link to apply instead.)
DPC
Registry. Consumer Credit Licence number 633327.
Name: Avance
Group Debt Collectors
Also Known As: Avance, etc.
Address: Stockdale House, Headingley Office Park, 8 Victoria Road, Leeds
LS61PF
Telephone: +44 0871 7001641
Fax: 08712 461312
Email: Not known
Extra Data: See below

Get a free QuickCreditScore
check by applying
here.
Avance Debt Collectors
and the Truth About Your Debt
The debt collectors will attempt to ruin your life because they will
make bigger profits by doing this. They will try unsavoury methods,
even if it is odd to do so. It is a vicious profit-driven business run
by people without conscience who are told they must achieve targets.
If you are trying to deal with Avance Debt Collectors then you must
take action for yourself. Unless the laws we have are properly implemented
many people will have their lives ruined.
So ask Avance Debt Collectors
for a copy of the original contract when you took out your loan or credit
card.
More
Data On Avance Debt Collectors
If
you have any information that you would like honest people to know
about Avance Debt Collectors then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

Please
be aware that figures entered need to be accurate by law, and to give
the best service to you. It is extremely important that you budget for
all necessary expenditure including rent or mortgage, council tax and
utility bills, etc., and any other necessary outgoings related to the
upkeep of your household and in relation to any specific circumstances
which may apply to you or your household. This website only collects data on behalf of
debt management professionals, from which it will receive affiliate
remuneration for data collection only and does not itself engage in
any debt management services. Other debt management options are available
and may be more suitable. People entering into an IVA or debt management
will have this entered on their credit profile and this may affect their
ability to get credit in the short term or even in the long term in
some cases. It is free to apply from this website; you will be given
advice by debt management professionals and a 'cooling off' period,
by law, to decide whether or not the debt management plan is suitable
for you, and you should be aware that a fee will be chargeable upon
a successful arrangement, as with any commercial transaction. Failure
to meet the repayments on an IVA or any debt management programme may
result in serious consequences, including, but not limited to, bankruptcy.
Bankruptcies, CCJs and similar defaults will be entered into a public
register and will remain there for a statutory period of not less than
six (6) years.
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Procedure
Take
a look at the Insolvency Service's leaflet called 'In Debt', downloadable
here.
Registry
of Debt Collectors
This
Avance Debt Collectors website is part of DPC Registry website group.
All rights reserved. Complaints Against Avance Group Debt Collectors.
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